It is always a good idea to apply for a real estate loan while investing in real estate because financial institutions will conduct their own due diligence before disbursing a real estate loan. So if there's a problem with the project that you may have overlooked or weren't aware of, a financial institution can refuse a home loan. If you want to know What To Consider When Taking House Loan read out the blog: https://vocal.media/lifehack/what-to-consider-when-taking-house-loan