Home refinancing is a very attractive option if you have an adjustable rate mortgage. With an adjustable rate mortgage, you start with a fixed rate for a set amount of time before your rate starts to fluctuate with the market. Instead of letting the market dictate your interest rates, you can refinance a fixed rate mortgage at current rates. But their are time when you should not refinance your mortgage loan because this can put you in situation if disadvantage of high interest rate. So if you want to know When Should You Avoid Refinancing Your Car Loan? read out the blog: https://tobiasmortgage.livepositively.com/when-should-you-avoid-refinancing-your-car-loan/